On August 24, 2016, we paid off our last debt. We are completely and totally debt free! Three years ago, we were $5,281,000 in debt and facing bankruptcy. Then, two weeks later, September 2013, Financial Fitness came into our lives. We’ve applied what we’ve learned through the principles of the Financial Fitness Program - we budgeted our money, we saved, and we paid off the loans with the income we made through Tom’s regular work. All the while, we were reading, listening and associating with precious people like our mentors and friends and as a result, we own everything--we don’t owe a bank anything, so we are ecstatic!
Tom and Pat Aul

On Tuesday, Carol and I were able to write our last check to a personal loan that we had with a credit union. We are so excited about that because now all we have left is our home mortgage. That means in the past 2.5 years we have eliminated $57,000 in credit card debt, 2 car loans, and the $15,000 personal loan. That’s the Financial Fitness Program working at its best right there!
Luis Medina